Committed to Excellence
Maynes IM Financial is a financial planning team primarily for corporate executives, attorneys, health care, and aviation professionals, who among other things aspire to a work-optional lifestyle. We have developed and refined a process that charts a course for financial independence. We call it the Waypoint Formula.
Our wealth management process is best suited for goal-oriented professionals who need a map for their retirement planning. Professionals who share our core values of trust, transparency, and attention to detail, are our best fit. We are based in the sea turtle-friendly community of Boca Raton, Florida and travel throughout the United States as a financial consultant for a select group of clients. Please call us at 561-955-6098 to reserve your complimentary consultation.
Panoramic Financial Planning
Our approach looks at your big picture and focuses on your family, occupation, recreation, and of course your money.Learn More
Insurance & Risk Management
We focus on what kind of insurance your financial plan requires, and pursue the most cost-effective way to get it.
Customized fee-based investment strategies designed to help you pursue a confident, work-optional lifestyle.
Reserve your Complimentary Consultation
Our Financial Planning Process
Over the eighteen years Michael J Maynes, CFP® has been in business, we have established a six-step process to pursue success. We hope you’ll join us on that journey:
Establish and Define the Client-Planner RelationshipDuring this stage, we discuss our role and what we will help you with, as well as your responsibilities as our client. We will agree on the decisions to be made and the time frame of your goals. We define the scope of work before commencing.
Gather Data and GoalsNext, we gather client data and determine your goals and expectations. We will ask about your current financial situation, risk tolerance, and timeframe. We gather all relevant documents.
Analyze Financial SituationWe will analyze your information to assess your current situation and determine what must be done to pursue your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments and tax strategies. We determine your strengths, areas of improvement, and vulnerabilities.
Review Our RecommendationsDuring this stage, we offer financial planning recommendations that address your goals, based on the information you provided. We will review the recommendations with you to help you make informed decisions to help you pursue your goals.
Implement Your Financial PlanTogether we will agree on how recommendations will be carried out. We may carry out the recommendations for you and serve as a "coach, " coordinating the process with other professionals, such as attorneys or CPAs.
Monitor Plan and Portfolio ProgressWe monitor and track your progress with strategy meetings, and help you make course corrections to your financial plan along the way
Michael J. Maynes, CFP®
Over the past 20 years, Michael has really found his place in the Boca Raton community and founding his financial planning firm, Maynes Investment Management, is another way he is able to serve the people he cares about around him. At...Learn More
Client Service Coordinator
Not only is Kim an animal lover, mother, and philanthropist, but she is also our client service coordinator and helps keeping our firm running smoothly every day. She has been in the financial services industry for almost a year and...Learn More
Jenny is one of the newest members of the Maynes Investment Management team and has an extensive background in domain name generation, SEO, and online software training. She assists us with our content and online marketing, website...Learn More
The Rule of 72
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
Pay Yourself First
It sounds simple, but paying yourself first can really pay off.
Making the most of surprises is a great reason to work with us.
One way to find money is to examine your current spending habits and eliminate money wasters.
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.
A letter of instruction provides additional and more personal information regarding your estate.
One of the most common questions people ask about Social Security is when they should start taking benefits.
This worksheet can help you estimate the costs of a four-year college program.
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator can help you estimate how much you may need to save for retirement.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Estimate how much you have the potential to earn during your working years.
The importance of life insurance, how it works, and how much coverage you need.
How federal estate taxes work, plus estate management documents and tactics.
Principles that can help create a portfolio designed to pursue investment goals.
There are a number of ways to withdraw money from a qualified retirement plan.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are some key concepts to understand when investing for retirement
Even low inflation rates can pose a threat to investment returns.
Agent Jane Bond is on the case, cracking the code on bonds.
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?