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Committed to Excellence

Maynes IM Financial is a financial planning team primarily for corporate executives, attorneys, health care, and aviation professionals, who among other things aspire to a work-optional lifestyle.   We have developed and refined a process that charts a course for financial independence.  We call it the Waypoint Formula. 

 

Our wealth management process is best suited for goal-oriented professionals who need a map for their retirement planning.  Professionals who share our core values of trust, transparency, and attention to detail, are our best fit.   We are based in the sea turtle-friendly community of Boca Raton, Florida and travel throughout the United States as a financial consultant for a select group of clients.  Please call us at 561-955-6098 to reserve your complimentary consultation.

 

Panoramic Financial Planning

Our approach looks at your big picture and focuses on your family, occupation, recreation, and of course your money.  

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Insurance & Risk Management

We focus on what kind of insurance your financial plan requires, and pursue the most cost-effective way to get it.

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Wealth Management

Customized fee-based investment strategies designed to help you pursue a confident, work-optional lifestyle.


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Our Financial Planning Process

Over the eighteen years Michael J Maynes, CFP® has been in business, we have established a six-step process to pursue success. We hope you’ll join us on that journey:

Establish and Define the Client-Planner Relationship

During this stage, we discuss our role and what we will help you with, as well as your responsibilities as our client. We will agree on the decisions to be made and the time frame of your goals. We define the scope of work before commencing.

Gather Data and Goals

Next, we gather client data and determine your goals and expectations. We will ask about your current financial situation, risk tolerance, and timeframe. We gather all relevant documents.

Analyze Financial Situation

We will analyze your information to assess your current situation and determine what must be done to pursue your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments and tax strategies. We determine your strengths, areas of improvement, and vulnerabilities.

Review Our Recommendations

During this stage, we offer financial planning recommendations that address your goals, based on the information you provided. We will review the recommendations with you to help you make informed decisions to help you pursue your goals.

Implement Your Financial Plan

Together we will agree on how recommendations will be carried out. We may carry out the recommendations for you and serve as a "coach, " coordinating the process with other professionals, such as attorneys or CPAs.

Monitor Plan and Portfolio Progress

We monitor and track your progress with strategy meetings, and help you make course corrections to your financial plan along the way

Michael J. Maynes

Michael J. Maynes, CFP®

Founder

Over the past 20 years, Michael has really found his place in the Boca Raton community and founding his financial planning firm, Maynes Investment Management, is another way he is able to serve the people he cares about around him. At...

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Kimberly Summas

Kimberly Summas

Client Service Coordinator

Not only is Kim an animal lover, mother, and philanthropist, but she is also our client service coordinator and helps keeping our firm running smoothly every day. She has been in the financial services industry for almost a year and...

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Jenny Grennan

Jenny Grennan

Marketing Coordinator

Jenny is one of the newest members of the Maynes Investment Management team and has an extensive background in domain name generation, SEO, and online software training. She assists us with our content and online marketing, website...

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Helpful Content

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Value vs. Growth Investing

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Understanding the types of long-term-care services—and what those services could cost—may be critical.

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This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

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This calculator demonstrates the power of compound interest.

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Help determine the required minimum distribution from an IRA or other qualified retirement plan.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

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Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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A presentation about managing money: using it, saving it, and even getting credit.

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It Was the Best of Times, It Was the Worst of Times

All about how missing the best market days (or the worst!) might affect your portfolio.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

A Fruitful Retirement: Social Security Benefit

Taking your Social Security benefits at the right time may help maximize your benefit.

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Acres of Diamonds

In life it often happens that the answers to our most pressing questions are right in our own backyards.

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