Broker Check
About Us Benefits of a Financial Plan The Cycle of Investing

Committed to Excellence

Maynes IM Financial is a financial planning team primarily for corporate executives, attorneys, health care, and aviation professionals, who among other things aspire to a work-optional lifestyle.   We have developed and refined a process that charts a course for financial independence.  We call it the Waypoint Formula. 

 

Our wealth management process is best suited for goal-oriented professionals who need a map for their retirement planning.  Professionals who share our core values of trust, transparency, and attention to detail, are our best fit.  We are attracted to long-term excellence and aspire to serve like-minded professionals.

We are based in the sea turtle-friendly community of Boca Raton, Florida and travel throughout the United States as a financial consultant for a select group of clients.  Please call us at 561-955-6098 to reserve your complimentary consultation.

 

Panoramic Financial Planning

Our approach looks at your big picture and focuses on your family, occupation, recreation, and of course your money.  

Learn More
 

Insurance & Risk Management

We focus on what kind of insurance your financial plan requires, and pursue the most cost-effective way to get it.

Learn More

 

Wealth Management

Customized fee-based investment strategies designed to help you pursue a confident, work-optional lifestyle.


Learn More 

Reserve your Complimentary Consultation

Our Financial Planning Process

Over the eighteen years Michael J Maynes, CFP® has been in business, we have established a six-step process to pursue success. We hope you’ll join us on that journey:

Establish and Define the Client-Planner Relationship

During this stage, we discuss our role and what we will help you with, as well as your responsibilities as our client. We will agree on the decisions to be made and the time frame of your goals. We define the scope of work before commencing.

Gather Data and Goals

Next, we gather client data and determine your goals and expectations. We will ask about your current financial situation, risk tolerance, and timeframe. We gather all relevant documents.

Analyze Financial Situation

We will analyze your information to assess your current situation and determine what must be done to pursue your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments and tax strategies. We determine your strengths, areas of improvement, and vulnerabilities.

Review Our Recommendations

During this stage, we offer financial planning recommendations that address your goals, based on the information you provided. We will review the recommendations with you to help you make informed decisions to help you pursue your goals.

Implement Your Financial Plan

Together we will agree on how recommendations will be carried out. We may carry out the recommendations for you and serve as a "coach, " coordinating the process with other professionals, such as attorneys or CPAs.

Monitor Plan and Portfolio Progress

We monitor and track your progress with strategy meetings, and help you make course corrections to your financial plan along the way

Michael J. Maynes

Michael J. Maynes, CFP®

Founder

Over the past 20 years, Michael has really found his place in the Boca Raton community and founding his financial planning firm, Maynes Investment Management, is another way he is able to serve the people he cares about around him. At...

Learn More
Kimberly Summas

Kimberly Summas

Client Service Coordinator

Not only is Kim an animal lover, mother, and philanthropist, but she is also our client service coordinator and helps keeping our firm running smoothly every day. She has been in the financial services industry for almost a year and...

Learn More
Jenny Grennan

Jenny Grennan

Marketing Coordinator

Jenny is one of the newest members of the Maynes Investment Management team and has an extensive background in domain name generation, SEO, and online software training. She assists us with our content and online marketing, website...

Learn More

Helpful Content

The Cost of Procrastination

The Cost of Procrastination

Don't let procrastination keep you from pursuing your financial dreams and goals.

Saving for College 101

Saving for College 101

Here’s a crash course on saving for college.

A Brief Guide To Condo Insurance

A Brief Guide To Condo Insurance

Important items to consider when purchasing condo insurance.

 

Term vs. Permanent Life Insurance

When considering life insurance, it's important to understand your options.

Certain Uncertainties in Retirement

The uncertainties we face in retirement can erode our sense of confidence.

U.S. Personal Savings Rate

What can be learned from the savings rate?

How Financial Advisors Are Compensated

Read this overview to learn how financial advisors are compensated.

A Primer on Dividends

A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."

Critical Estate Documents

Sound estate management includes creating financial and healthcare documents. Here's an inside look.

View all articles arrow

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Saving for College

This calculator can help you estimate how much you should be saving for college.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

View all calculators arrow

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

View all presentations arrow

Surprises

Making the most of surprises is a great reason to work with us.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

From Boats to Brokers

From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

Rightsizing for Retirement

What does your home really cost?

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

The Business Cycle

How will you weather the ups and downs of the business cycle?

View all videos arrow