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About Us Benefits of a Financial Plan The Cycle of Investing

Welcome to Maynes IM Financial.  I’m Mike Maynes CFP®, the founder of our financial planning firm based in sunny Boca Raton, FL.  Our team believes that a relationship rooted in trust is essential. This begins with a personal approach to wealth management because every journey is unique. Our priority is to offer advice in our client’s best interest in hopes that they can achieve financial peace of mind. Decisions can be overwhelming when you’re considering investments, retirement, estate planning, and insurance. A comprehensive financial plan can bring clarity to your finances and help you develop a strategy so it’s easier to make financial decisions, set long and short-term goals, and to stay on track. Whether you are accumulating wealth or have significant assets to manage, we have the services and resources to fit your individual needs. We look forward to meeting you here, at Maynes IM Financial, where we provide ADVICE BEYOND RETURN.TM


WHO WE SERVE

Real people with real questions.
People come to Maynes IM Financial when it’s time to get serious about
getting their financial house in order.

<sup>The</sup><br/>Accumulator

The
Accumulator

You're at your peak earning years. You're raising a family. Life is busy. Your retirement plan deserves more attention because it's not far off. 


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<sup>The</sup><br/>Pre-Retiree

The
Pre-Retiree

Now it's time to focus on you because retirement is not that far off. You've worked hard, saved, raised a family and did everything you were supposed to do. 

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<sup>The<br/></sup>New Retiree

The
New Retiree

Retirement is here and you're enjoying your freedom!

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<sup>The</sup><br/>Seasoned Retiree

The
Seasoned Retiree

You're 10 years or more into your retirement and enjoying it. But you're also beginning to look ahead to your future. 

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<sup>The</sup><br/>Survivor

The
Survivor

Now it's just you and you're feeling overwhelmed. You feel pressure to make decisions and have questions about what you should do next. 

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ADVICE BEYOND RETURN™




Work-Optional Lifestyle. Early Retirement. Financial Independence. Regardless of your financial goals, the Maynes IM Financial team is committed to getting you there with a clear understanding of our process and a comfort level that allows you to move forward with confidence as we develop a financial plan best suited for you.  As a result, we have developed and refined a process that checks all of the boxes for financial independence.  We call it the Checklist Formula™.

While our clientele is comprised heavily of corporate executives, attorneys, healthcare and aviation professionals, our services are ideal for any goal-oriented professional who may know how to fly an Airbus A320, Boeing 737, or perform an appendectomy, but is less skilled when it comes to planning for their financial future.

We welcome clients who share our core values of trust, transparency, and attention to detail.  Our clients are referred to us for our reputation for building lasting relationship and long-term excellence.

We are based in the sea turtle-friendly community of Boca Raton, Florida yet we travel across the nation to meet with a select group of executive clients who are best suited for our process.  

Call us at 561-955-6098 to reserve your complimentary consultation.

 

Panoramic Financial Planning

Our approach looks at your big picture and focuses on your family, occupation, recreation, and of course your money.  

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Insurance & Risk Management

We focus on what kind of insurance your financial plan requires, and pursue the most cost-effective way to get it.

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Wealth Management

Customized fee-based investment strategies designed to help you pursue a confident, work-optional lifestyle.


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Michael J. Maynes

Mike Maynes, CFP®

Founder

Over the past 25 years, Mike has firmly established his place in the Boca Raton community, while founding his financial planning firm Maynes IM Financial. Mike has developed and refined a process called The Checklist Formula™.

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Kimberly Summas

Kimberly Summas

Client Service Manager

Kim has been a valuable Maynes IM Financial team member for the last five plus years. She is an animal lover, mother, and philanthropist. As your dedicated client service coordinator, she keeps our firm running smoothly every day.

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Helpful Content

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Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Inflation and Your Portfolio

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

Mutual Funds vs. ETFs

Mutual Funds vs. ETFs

Exchange-traded funds have some things in common with mutual funds, but there are differences, too.

 

Weighing the Benefits of Prepaid Debit Cards

It's important to understand the pros and cons when considering a prepaid debit card.

Financial Confidence: The Gift that Keeps on Giving

Gift-giving is an important and cherished part of the holiday season for people around the world.

Financial Fixes: From Health Scare to Financial Care

Have you or a loved one ever had a major health scare? One that rocked your world for a few days (and sleepless nights) until you learned it was not as serious as you feared and that life would return to normal with the right care.

Spotting Credit Trouble

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

The Value of Insuring Against Life’s Risks

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From Aliens to Zombies, the A to Z of Insurance

When your life changes, your insurance needs change as well.

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Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

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Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

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Bursting the Bubble

Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

Questions to Consider When Buying a Vacation Home

Doing your research is key before buying a vacation home.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Video: The Independence of Financial and Emotional

Greater financial and emotional confidence brings greater independence. Isn’t that what it’s all about?

Encore Careers: Push Your Boundaries

Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.

18 Years’ Worth of Days

The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose?

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